Entries by Jackie Berens

Why invest in health insurance for your employees?

Investing in health insurance for your employees is essential to ensuring a happy and healthy workforce. Navigating employee benefits that your employees actually want, can be a challenge. Not to mention the various requirements necessary for employers with 50 or more employees. So, why should you invest in health insurance for employees?

Penalties vs the Cost of MEC- How Much Can You Save?

Under the Affordable Care Act, applicable large employers (ALE) are required to provide minimum essential coverage to 95% of their full-time or full-time equivalent employees. If you fail to do so, your company will be subject to various penalties that could cost you! If you do a cost-benefit analysis, investing in MEC for your employees can save you millions, while also increasing employee engagement.

Brokers! Your 2021 Success Plan

If 2020 has taught us anything, it’s to take extra care when it comes to our health and wellness. Voluntary benefits are essential to ensuring your clients’ employees remain covered in case of the worst. As we look forward to the 12 months, how can you plan for both your success and the success of your clients?

Make Preventative Care a Priority in 2021

Your Guide To A Healthy 2021!

The New Year is upon us!  I think we all can agree, 2020 has been a year unlike any other. As we look to the new year and reflect on the past 365 days, how are you planning on keeping your health a top priority in 2021?

Virtual Health Benefits Include Mental Health Services

Virtual Health Benefits Include Mental Health Services: Happy Holidays!

The holidays, as exciting as they are, can also be extremely taxing on your mental and emotional health. Let’s face it… family gatherings can be a difficult venture for anyone. It’s no wonder the holiday season is the hospital’s busiest time. In order to prevent major hospital-visit-inducing accidents, take time to prioritize your mental health. 

Minimum Essential Coverage Plans- What Do They Really Cover?

Minimum essential coverage, also known as Obamacare, is designed to give coverage to those who need it most. However, there is quite a bit of confusion surrounding what minimum essential coverage actually covers for patients with this healthcare. MEC was designed to provide patients with 10 essential benefits. So what exactly are these essential health benefits?

How Does Telehealth Keep Insurance Costs Down?

Prior to the pandemic, most patients opted for in-person doctor’s visits over telehealth options. With the onset of a contagious airborne virus, telehealth options grew dramatically. New, easy-to-use options became available for nearly all health insurance providers. With the large influx of telehealth appointments becoming the new normal, what does that mean for insurance and healthcare costs?

The Difference Between the ACA and Obamacare

While you’ve likely heard of Obamacare, you may not know Obamacare is the same thing as the Affordable Care Act. This healthcare law that passed in 2010, goes by a few different names. You may also see this law referenced as the PPACA or the ACA (the acronym Affordable Care Act). 

Transamerica and SBMA to the Rescue!

Transamerica’s partnership with SBMA brings you quality, affordable health insurance that fits into your budget and removes the hassle of excess submissions to insurance carriers.  Many people go to the doctor and never file their claims with their insurance company.  Whether it is because of a language barrier or a simple lack of understanding, many people will leave their medical bills unpaid rather than try to navigate the complexities of insurance filings and submissions.  

Your Virtual Benefit Administrator Makes a Difference

Brokers! Choosing your virtual benefits administrator is vital to the success and care of your clients. In order to give your clients the best health insurance experience, choose an administrator that offers a wide variety of products. Your virtual benefit administrator should give your client the ability to control their healthcare at their fingertips. How can a benefits administrator, like freshbenies, help your clients take control of their healthcare?