Benefit Plans

Comprehensive Coverage. SBMA provides a complete solution for employers who want to provide affordable benefits to their workers.


ACA Compliant Medical Plans


Affordable Dental and Vision plans


Accident, Term Life, Critical Illness and Hospital Indemnity

Virtual Health

Access to doctors wherever, whenever you need them.


Our reliable, fast and friendly team makes compliance with ACA easy and affordable.

  • Basic MEC

    Minimum Essential Coverage for ACA Compliance

  • Ultra MEC

    Minimum Essential Coverage plus added benefits and coverages for ACA Compliance

  • Ultimate MEC

    Minimum Essential Coverage for ACA Compliance with benefits focused on attracting and retaining talent

  • MVP

    Minimum Value Plans give affordable coverage for workers

ACA Compliant

Medical Benefits

Serving employers with ACA mandate compliance requirements and employees who need affordable benefits.

Attract and retain top talent with

Ancillary Benefits

  • Vision

    Vision coverage in and out of network with Anthem Blue Cross

  • Dental

    Dental coverage and international benefits to ensure your dental care is covered wherever you are.

  • Accident

    Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury

  • Term Life Insurance

    Term life insurance is an affordable way to provide financial protection for your loved ones during your working years.

  • Critical Illness

    Critical Illness Coverage adds a safety net for under-insured persons.

  • Hospital Indemnity

    Hospital indemnity benefits can offset high deductibles and out-of-pocket expenses so that a hospital stay does not become a financial crisis.

Meet your employees medical needs with

WORKSITE | Voluntary Benefits

Keep your employees safe and away from crowded medical buildings with

Virtual Health Benefits

  • 24/7 Access to Doctors

    24/7 Access To Doctors at No Cost To You. Speak to a licensed physician when and where you need one by phone or on video.

  • Behavioral Health / Therapy

    Behavioral Health / Therapy $50 Copay. Talk to a therapist by phone whenever you need one.*


  • benieWALLET FREE

    Store and access all health-related cards in one easy place,so they’re ready anytime, anywhere.

  • Rx Drug Plan Covers Generic Drugs $10 or $25 CoPay

    Widely accepted prescription drug card covers generics for physical & behavioral Rx’s.