Nationwide Telehealth Benefits

Unnecessary visits to the doctor can be a thing of the past

Voluntary Worksite Benefits

Accident, Life, Critical Illness and Hospital coverage at an affordable price.

Affordable ACA Compliant Benefits

MEC, MEC+, Virtual Health, Vision & Dental Plans that work like major medical.

SBMA benefits does more than traditional benefits administrators

SBMA OFFERS THE MOST COMPETITIVE LIMITED MEDICAL PLANS IN THE INDUSTRY

Virtual Health, Worksite Benefits, Vision, Dental and ACA compliant plans that you and your employees can afford.

Seamless benefits that work like major medical

Ensuring ACA compliance for the employer at a price you and your employees can afford. Many of our plans cost less than $100/mo.

BUNDLING MEDICAL AND ANCILLARY OPTIONS

Bundling benefits makes offering affordable options easy for the employer group.

Nationwide Telehealth Services

Unnecessary visits to the doctor can be a thing of the past with a Virtual Health medical professional on the line at any hour of the day or night.

See How Much You Can Save With MEC Benefits

Enter the number of FTE’s you employ in the first field to activate the calculator.

Why SBMA Benefits are

Right for you, right now

Our benefits and rates are the most competitive in the industry

Our administration is completely automated and is second to none.

We work when you work.

Our carrier partners have given us exclusive offerings to complement our medical plans.

Our strength in the industry is unmatched.

We serve

Employers who want to offer their employees affordable benefits

SBMA simplifies the complexity of providing employee benefits.  We ensure compliance with the Affordable Care Act.

We are different because of our personal service, speed of implementation and innovative approach to benefits coverage.

With us you get peace of mind, security and the insurance your employees want at a price everyone can afford.

Over 192k

lives covered

80+ and counting

team members in San Diego

21k Doctors

working for you

5 Best friends & family

employed

SBMA is the affordable ACA compliant benefits provider to thousands of employers. Our employers’ goal is to be ACA compliant and offer benefits they and their employees want and can afford.

Experience You Can Trust

Our San Diego based team is here when you need us. We’ll solve any issues that arise quickly and with a smile.

Rapid Turnaround Benefits Enrollment

Get Your Employee ID Cards in About a Week

Rx Drug Coverage

Our coverage is accepted by most major pharmacies.

A Complete Insurance Solution

Implementation, Enrollment, Admin & Reporting

Benefits Management Portal Access

Make plan changes, order ID cards and check claim status online

Our favorite things to hear:

Testimonials

We’re so happy with the care Juelia took of us. When we called she spent time with us on the phone going over all our concerns. Everything we were worried about got resolved.

You guys are terrific, responsive and quick!

We were amazed at how quickly SBMA was able to turn around our employees’ enrollment. Their cards were shipped and information was in the system before we could blink, it seemed!

When we call we get an actual person, in San Diego, ready to help us resolve problems and offer options. It’s refreshing.

Stay up to date

Latest News

Who Needs to Provide ACA Benefits?

Reviewing The ACA Times “ACA EMPLOYER PENALTIES ARE REAL AND THE IRS WILL BE ISSUING MORE”

All Applicable Large Employers (ALEs) are required to offer at least 95% of full-time employees Affordable Care Act (ACA)-compliant Minimum Essential Coverage (MEC) benefits. ALEs are any business with over 50 full-time employees in a calendar year. Full-time equivalent employees (anyone who works at least 30 hours per week) also count towards the 50 full-time employee tally.
American Rescue Plan for Healthcare

What Does the American Rescue Plan Mean for Healthcare?

The American Rescue Plan was introduced by the Biden Administration earlier this year as an ongoing relief effort in response to the COVID-19 pandemic. As our country continues to recover from the effects brought on by the pandemic, this plan aims to support Americans by providing funding to various sectors and individuals in need.
What Does the Relief Bill Mean for Health Insurance?

What Does the Relief Bill Mean for Health Insurance?

The latest relief bill provides ongoing financial support to Americans struggling with financial hardships as a result of the pandemic.
MEC Coverage

What is MEC and What Does it Cover?

Understanding Minimum Essential Coverage (MEC) can be complicated when comparing MEC to minimum value, essential health benefits, and actuarial value. 
voluntary benefits

How to attract the best employees: Voluntary benefits

Looking for ways to attract the best employees in a market where thousands of employees have been laid off? Offering voluntary benefits adds a level of insurance coverage that many workers have not previously had access to. Benefits beyond the traditional 401(k) and health insurance are vital to attracting the right talent for your business.
What is the Families First Coronavirus Response Act?

What is the Families First Coronavirus Response Act?

In March 2020, President Trump signed into law the Families First Coronavirus Response Act, the initial coronavirus relief bill aimed at assisting families living in the United States. The new law requires small employers—those with fewer than 500 employees—to provide limited paid-leave benefits to employees who are affected by the coronavirus emergency. Small employers receive new tax credits and federal payroll-tax relief to pay for the new mandatory benefits.