Nationwide Telehealth Benefits

Unnecessary visits to the doctor can be a thing of the past

Voluntary Worksite Benefits

Accident, Life, Critical Illness and Hospital coverage at an affordable price.

Affordable ACA Compliant Benefits

MEC, MEC+, Virtual Health, Vision & Dental Plans that work like major medical.

We do more than traditional benefits administrators

SBMA OFFERS THE MOST COMPETITIVE LIMITED MEDICAL PLANS IN THE INDUSTRY

Virtual Health, Worksite Benefits, Vision, Dental and ACA compliant plans that you and your employees can afford.

Seamless benefits that work like major medical

Ensuring ACA compliance for the employer at a price you and your employees can afford. Many of our plans cost less than $100/mo.

BUNDLING MEDICAL AND ANCILLARY OPTIONS

Bundling benefits makes offering affordable options easy for the employer group.

Nationwide Telehealth Services

Unnecessary visits to the doctor can be a thing of the past with a Virtual Health medical professional on the line at any hour of the day or night.

Why SBMA Benefits are

Right for you, right now

Our benefits and rates are the most competitive in the industry

Our administration is completely automated and is second to none.

We work when you work.

Our carrier partners have given us exclusive offerings to complement our medical plans.

Our strength in the industry is unmatched.

We serve

Employers who want to offer their employees affordable benefits

SBMA simplifies the complexity of providing employee benefits.  We ensure compliance with the Affordable Care Act.

We are different because of our personal service, speed of implementation and innovative approach to benefits coverage.

With us you get peace of mind, security and the insurance your employees want at a price everyone can afford.

Over 92k

lives covered

80+ and counting

team members in San Diego

21k Doctors

working for you

5 Best friends & family

employed

SBMA is the affordable ACA compliant benefits provider to thousands of employers. Our employers’ goal is to be ACA compliant and offer benefits they and their employees want and can afford.

Experience You Can Trust

Our San Diego based team is here when you need us. We’ll solve any issues that arise quickly and with a smile.

Rapid Turnaround Benefits Enrollment

Get Your Employee ID Cards in About a Week

Rx Drug Coverage

Our coverage is accepted by most major pharmacies.

A Complete Insurance Solution

Implementation, Enrollment, Admin & Reporting

Benefits Management Portal Access

Make plan changes, order ID cards and check claim status online

Our favorite things to hear:

Testimonials

We’re so happy with the care Juelia took of us. When we called she spent time with us on the phone going over all our concerns. Everything we were worried about got resolved.

You guys are terrific, responsive and quick!

We were amazed at how quickly SBMA was able to turn around our employees’ enrollment. Their cards were shipped and information was in the system before we could blink, it seemed!

When we call we get an actual person, in San Diego, ready to help us resolve problems and offer options. It’s refreshing.

Stay up to date

Latest News

Your Virtual Benefit Administrator Makes a Difference

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Brokers! Choosing your virtual benefits administrator is vital to the success and care of your clients. In order to give your clients the best health insurance experience, choose an administrator that offers a wide variety of products. Your virtual benefit administrator should give your client the ability to control their healthcare at their fingertips. How can a benefits administrator, like freshbenies, help your clients take control of their healthcare?
Why is Preventative Care so Important During COVID?

Why is Preventative Care so Important During COVID?

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Since the start of the global pandemic, the number of outpatient clinic visits has decreased immensely. While this makes sense, due to the highly contagious virus, it can be a troubling sight. Preventative care services have truly never been more important. Now, more than ever, patients need to be proactive about their health. How can you ensure you are being proactive with your preventative care during COVID?
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What You Need to Know During Open Enrollment

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The open enrollment period for 2020 is here! It’s time to consider whether or not to enroll in a new health insurance plan or change your health insurance plan. To begin, you need to understand what benefits you can receive with minimum essential coverage. If your employer offers Minimum Essential Coverage and you’ve been hesitant to enroll, let us help you understand how MEC can give you the essential health benefits you need most.
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Is Zoom HIPAA compliant?

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Since the beginning of the global pandemic and stay-at-home orders, Zoom’s stock has grown nearly 250% from last year. With most business meetings, happy hours, and doctor’s appointments going digital, it is important to consider whether these communication forms are safe for sensitive information. Is Zoom HIPAA Compliant? Let’s explore!
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What is the difference between standard market insurance programs and captive insurance programs?

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Captive insurance programs offer a creative solution to insurance policies. What is the difference between standard market insurance programs and captive insurance programs? We're here to breakdown the differences.
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What’s the difference between hospital indemnity policies and accident insurance?

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Navigating insurance policies can be challenging for anyone. There isn’t a way to predict the future, how can you know what you will need? There are so many options available, how can you decide? Voluntary benefits can help supplement insurance policies that may not cover all of your employee’s needs. There are multiple options when it comes to voluntary benefits with a few differences. What's the difference between hospital indemnity policies and accident insurance? Here's a breakdown.