Nationwide Telehealth Benefits

Unnecessary visits to the doctor can be a thing of the past

Voluntary Worksite Benefits

Accident, Life, Critical Illness and Hospital coverage at an affordable price.

Affordable ACA Compliant Benefits

MEC, MEC+, Virtual Health, Vision & Dental Plans that work like major medical.

We do more than traditional benefits administrators

SBMA OFFERS THE MOST COMPETITIVE LIMITED MEDICAL PLANS IN THE INDUSTRY

Virtual Health, Worksite Benefits, Vision, Dental and ACA compliant plans that you and your employees can afford.

Seamless benefits that work like major medical

Ensuring ACA compliance for the employer at a price you and your employees can afford. Many of our plans cost less than $100/mo.

BUNDLING MEDICAL AND ANCILLARY OPTIONS

Bundling benefits makes offering affordable options easy for the employer group.

Nationwide Telehealth Services

Unnecessary visits to the doctor can be a thing of the past with a Virtual Health medical professional on the line at any hour of the day or night.

Why SBMA Benefits are

Right for you, right now

Our benefits and rates are the most competitive in the industry

Our administration is completely automated and is second to none.

We work when you work.

Our carrier partners have given us exclusive offerings to complement our medical plans.

Our strength in the industry is unmatched.

We serve

Employers who want to offer their employees affordable benefits

SBMA simplifies the complexity of providing employee benefits.  We ensure compliance with the Affordable Care Act.

We are different because of our personal service, speed of implementation and innovative approach to benefits coverage.

With us you get peace of mind, security and the insurance your employees want at a price everyone can afford.

Over 92k

lives covered

80+ and counting

team members in San Diego

21k Doctors

working for you

5 Best friends & family

employed

SBMA is the affordable ACA compliant benefits provider to thousands of employers. Our employers’ goal is to be ACA compliant and offer benefits they and their employees want and can afford.

Experience You Can Trust

Our San Diego based team is here when you need us. We’ll solve any issues that arise quickly and with a smile.

Rapid Turnaround Benefits Enrollment

Get Your Employee ID Cards in About a Week

Rx Drug Coverage

Our coverage is accepted by most major pharmacies.

A Complete Insurance Solution

Implementation, Enrollment, Admin & Reporting

Benefits Management Portal Access

Make plan changes, order ID cards and check claim status online

Our favorite things to hear:

Testimonials

We’re so happy with the care Juelia took of us. When we called she spent time with us on the phone going over all our concerns. Everything we were worried about got resolved.

You guys are terrific, responsive and quick!

We were amazed at how quickly SBMA was able to turn around our employees’ enrollment. Their cards were shipped and information was in the system before we could blink, it seemed!

When we call we get an actual person, in San Diego, ready to help us resolve problems and offer options. It’s refreshing.

Stay up to date

Latest News

telemedicine

The Pros and Cons of Telemedicine

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The implementation of telemedicine has risen immensely over the last few months, as social distancing requirements were put into place. Telemedicine can be a great way to communicate with your doctor in the safety of your own home. Virtual visits can be used to detect symptoms of COVID-19, fevers, rashes, cold and flu symptoms, aches and pains, minor musculoskeletal injuries, small infections, and UTIs. While telemedicine can be an effective way to treat patients, there are pros and cons to consider.
What to do if your employee has COVID

What to do if your employee has COVID

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With companies beginning to return to work, there are a few procedures that employers need to put in place to keep their employees and customers safe. One thing employers need to put thought into is how they will handle what happens when an employee displays symptoms of COVID-19. Furthermore, when an employee is suspected or confirmed to have COVID-19, or if employees are exposed to COVID-19 but are not showing symptoms. Here is some guidance on what to do if your employee potentially has COVID-19.
employee benefits covid

How Have Your Employee Benefits Changed Since the Start of COVID?

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Before Coronavirus swept the world with high unemployment rates, a strain on healthcare resources, and economic strife, employers were thinking creatively about how to not only retain their existing employees but also attract the best employees with benefits. While some states have been more affected by the health concerns surrounding COVID-19, almost all have felt the effects of the economic downturn. How have your employee benefits changed since the start of COVID? Once you identify the changes, how can you begin to prepare your insurance plan for post-pandemic employee benefits to attract and retain the best employees?
Medical Coverage family coverage

What is MEC and What Does it Cover?

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Understanding minimum essential coverage (MEC) can be complicated when comparing MEC to Minimum value, essential health benefits, and actuarial value. Let’s start by answering what is MEC and what does it cover? MEC is a plan that meets the Affordable Care Act requirement for getting health coverage. Some of these programs under MEC include marketplace plans, job-based plans, Medicare, and Medicaid.
is it safe to go back to a doctor's office?

When is it safe to go back to a doctor’s office?

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Hospitals and doctor’s offices seem like the worst place to be during a pandemic. Many medical offices, hospitals, and surgeons canceled non-emergency procedures to accommodate the influx of coronavirus cases. Knowing that the numbers of cases are still high, it may be anxiety-inducing to go back to the doctor for your normal check-up. Businesses have started to reopen, and doctors have started to schedule more non-emergency procedures. Is it safe to go back to the doctor’s office?
voluntary benefits

How to attract the best employees: Voluntary benefits.

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Looking for ways to attract the best employees in a market where thousands of employees have been laid off? Offering voluntary benefits adds a level of insurance coverage that many workers have not previously had access to. Benefits beyond the traditional 401(k) and health insurance are vital to attracting the right talent for your business.