Nationwide Telehealth Benefits

Unnecessary visits to the doctor can be a thing of the past

Voluntary Worksite Benefits

Accident, Life, Critical Illness and Hospital coverage at an affordable price.

Affordable ACA Compliant Benefits

MEC, MEC+, Virtual Health, Vision & Dental Plans that work like major medical.

We do more than traditional benefits administrators

SBMA OFFERS THE MOST COMPETITIVE LIMITED MEDICAL PLANS IN THE INDUSTRY

Virtual Health, Worksite Benefits, Vision, Dental and ACA compliant plans that you and your employees can afford.

Seamless benefits that work like major medical

Ensuring ACA compliance for the employer at a price you and your employees can afford. Many of our plans cost less than $100/mo.

BUNDLING MEDICAL AND ANCILLARY OPTIONS

Bundling benefits makes offering affordable options easy for the employer group.

Nationwide Telehealth Services

Unnecessary visits to the doctor can be a thing of the past with a Virtual Health medical professional on the line at any hour of the day or night.

Why SBMA Benefits are

Right for you, right now

Our benefits and rates are the most competitive in the industry

Our administration is completely automated and is second to none.

We work when you work.

Our carrier partners have given us exclusive offerings to complement our medical plans.

Our strength in the industry is unmatched.

We serve

Employers who want to offer their employees affordable benefits

SBMA simplifies the complexity of providing employee benefits.  We ensure compliance with the Affordable Care Act.

We are different because of our personal service, speed of implementation and innovative approach to benefits coverage.

With us you get peace of mind, security and the insurance your employees want at a price everyone can afford.

Over 92k

lives covered

80+ and counting

team members in San Diego

21k Doctors

working for you

5 Best friends & family

employed

SBMA is the affordable ACA compliant benefits provider to thousands of employers. Our employers’ goal is to be ACA compliant and offer benefits they and their employees want and can afford.

Experience You Can Trust

Our San Diego based team is here when you need us. We’ll solve any issues that arise quickly and with a smile.

Rapid Turnaround Benefits Enrollment

Get Your Employee ID Cards in About a Week

Rx Drug Coverage

Our coverage is accepted by most major pharmacies.

A Complete Insurance Solution

Implementation, Enrollment, Admin & Reporting

Benefits Management Portal Access

Make plan changes, order ID cards and check claim status online

Our favorite things to hear:

Testimonials

We’re so happy with the care Juelia took of us. When we called she spent time with us on the phone going over all our concerns. Everything we were worried about got resolved.

You guys are terrific, responsive and quick!

We were amazed at how quickly SBMA was able to turn around our employees’ enrollment. Their cards were shipped and information was in the system before we could blink, it seemed!

When we call we get an actual person, in San Diego, ready to help us resolve problems and offer options. It’s refreshing.

Stay up to date

Latest News

Why invest in health insurance for your employees?

Why invest in health insurance for your employees?

Investing in health insurance for your employees is essential to ensuring a happy and healthy workforce. Navigating employee benefits that your employees actually want, can be a challenge. Not to mention the various requirements necessary for employers with 50 or more employees. So, why should you invest in health insurance for employees?
Penalties vs the Cost of MEC- How Much Can You Save?

Penalties vs the Cost of MEC- How Much Can You Save?

Under the Affordable Care Act, applicable large employers (ALE) are required to provide minimum essential coverage to 95% of their full-time or full-time equivalent employees. If you fail to do so, your company will be subject to various penalties that could cost you! If you do a cost-benefit analysis, investing in MEC for your employees can save you millions, while also increasing employee engagement.
Brokers! Your 2021 Success Plan

Brokers! Your 2021 Success Plan

If 2020 has taught us anything, it’s to take extra care when it comes to our health and wellness. Voluntary benefits are essential to ensuring your clients’ employees remain covered in case of the worst. As we look forward to the 12 months, how can you plan for both your success and the success of your clients?
Make Preventative Care a Priority in 2021

Make Preventative Care a Priority in 2021

Your Guide To A Healthy 2021! The New Year is upon us!  I think we all can agree, 2020 has been a year unlike any other. As we look to the new year and reflect on the past 365 days, how are you planning on keeping your health a top priority in 2021?

Virtual Health Benefits Include Mental Health Services

Virtual Health Benefits Include Mental Health Services: Happy Holidays! The holidays, as exciting as they are, can also be extremely taxing on your mental and emotional health. Let’s face it… family gatherings can be a difficult venture for anyone. It’s no wonder the holiday season is the hospital’s busiest time. In order to prevent major hospital-visit-inducing accidents, take time to prioritize your mental health. 
Minimum Essential Coverage Plans, What Do They Really Cover?

Minimum Essential Coverage Plans- What Do They Really Cover?

Minimum essential coverage, also known as Obamacare, is designed to give coverage to those who need it most. However, there is quite a bit of confusion surrounding what minimum essential coverage actually covers for patients with this healthcare. MEC was designed to provide patients with 10 essential benefits. So what exactly are these essential health benefits?