Nationwide Telehealth Benefits

Unnecessary visits to the doctor can be a thing of the past

Voluntary Worksite Benefits

Accident, Life, Critical Illness and Hospital coverage at an affordable price.

Affordable ACA Compliant Benefits

MEC, MEC+, Virtual Health, Vision & Dental Plans that work like major medical.

We do more than traditional benefits administrators

SBMA OFFERS THE MOST COMPETITIVE LIMITED MEDICAL PLANS IN THE INDUSTRY

Virtual Health, Worksite Benefits, Vision, Dental and ACA compliant plans that you and your employees can afford.

Seamless benefits that work like major medical

Ensuring ACA compliance for the employer at a price you and your employees can afford. Many of our plans cost less than $100/mo.

BUNDLING MEDICAL AND ANCILLARY OPTIONS

Bundling benefits makes offering affordable options easy for the employer group.

Nationwide Telehealth Services

Unnecessary visits to the doctor can be a thing of the past with a Virtual Health medical professional on the line at any hour of the day or night.

See How Much You Can Save With MEC Benefits

Enter the number of FTE’s you employ in the first field to activate the calculator.

Why SBMA Benefits are

Right for you, right now

Our benefits and rates are the most competitive in the industry

Our administration is completely automated and is second to none.

We work when you work.

Our carrier partners have given us exclusive offerings to complement our medical plans.

Our strength in the industry is unmatched.

We serve

Employers who want to offer their employees affordable benefits

SBMA simplifies the complexity of providing employee benefits.  We ensure compliance with the Affordable Care Act.

We are different because of our personal service, speed of implementation and innovative approach to benefits coverage.

With us you get peace of mind, security and the insurance your employees want at a price everyone can afford.

Over 192k

lives covered

80+ and counting

team members in San Diego

21k Doctors

working for you

5 Best friends & family

employed

SBMA is the affordable ACA compliant benefits provider to thousands of employers. Our employers’ goal is to be ACA compliant and offer benefits they and their employees want and can afford.

Experience You Can Trust

Our San Diego based team is here when you need us. We’ll solve any issues that arise quickly and with a smile.

Rapid Turnaround Benefits Enrollment

Get Your Employee ID Cards in About a Week

Rx Drug Coverage

Our coverage is accepted by most major pharmacies.

A Complete Insurance Solution

Implementation, Enrollment, Admin & Reporting

Benefits Management Portal Access

Make plan changes, order ID cards and check claim status online

Our favorite things to hear:

Testimonials

We’re so happy with the care Juelia took of us. When we called she spent time with us on the phone going over all our concerns. Everything we were worried about got resolved.

You guys are terrific, responsive and quick!

We were amazed at how quickly SBMA was able to turn around our employees’ enrollment. Their cards were shipped and information was in the system before we could blink, it seemed!

When we call we get an actual person, in San Diego, ready to help us resolve problems and offer options. It’s refreshing.

Stay up to date

Latest News

11 minutes to a longer life

11 Minutes to a Longer Life

Living a longer, healthier life requires physical activity, eating healthy, and routine visits to the doctor. When these three factors work together, it allows you to stay your healthiest. In turn- your odds of living longer increase. Physical activity doesn’t always mean an intense hour-long workout at the gym every day. While this form of exercise has great benefits, it’s not for everyone.
Opt-in vs Opt-out Health Insurance: What you need to know

Opt-in vs Opt-out Health Insurance: What You Need to Know

Large employers offering employees health benefits need to choose between opting all employees in automatically, encouraging them to opt-in, or making them opt out of health benefits. When it comes to health insurance, opting in and out plays a key part in enrollment. Using the right strategy can help you as a large employer provides coverage for your employees.
How do I get my employees to sign up for health insurance?

How Do I Get My Employees to Sign Up for Health Insurance?

All businesses with over 50 full-time employees are required to offer health insurance or be penalized $3,860 per uninsured employee. Our Affordable Care Act (ACA) compliant MEC benefits calculator breaks down the cost of remaining incompliant vs. annual costs with MEC here. Offering Minimum Essential Coverage benefits saves over $180,000,000 annually.
How to Eat Healthy on a Budget

How to Eat Healthy on a Budget

Healthy eating doesn’t have to mean organic and overpriced. It’s possible to have a healthy diet while on a budget. You can still pick fresh produce that gives important nutritional value to your diet without breaking the bank.
Why is offering MEC benefits more affordable than not?

Why is offering MEC benefits more affordable than not?

The Affordable Care Act (ACA) was created in 2010. It was designed to ensure healthcare is affordable and available to more people. Under the ACA regulations, applicable large employers (ALE) are required to provide minimum essential coverage to 95% of their full-time or full-time equivalent employees (someone who works at least 30 hours per week). Companies who qualify as ALE have at least about 50 full time employees in a calendar year.
Voluntary Affordable Benefits Plans — why you should use them

Voluntary Affordable Benefits Plans — why you should use them

Voluntary benefits are referred to as employee-paid benefits or supplemental insurance. They are benefits offered by employers to their employees at no additional cost to the employer. The employees pay the full cost of the plan, but it’s made available to them through their employer.