Why is health insurance important?

Insurance Helps Keep You Healthy 

Having health coverage provides the steps to help prevent you from falling ill in the first place. It allows you to stay up to date on your physical wellness through:

• Annual checkups
• Vaccinations
• Lab work
• Screenings

This all helps reduce medical costs in the long run because your healthcare team can catch underlying conditions before they become more problematic. Attending these regular checkups helps get ahead of any potential illness before they become a larger problem. You stay healthier, longer. 

Why Buy Health Insurance if I’m Healthy Already? 

Even healthy individuals benefit from health insurance. One of the biggest benefits of coverage is that it covers your preventative care to monitor anything that may come up that you can’t physically see or feel just yet. Uninsured individuals have worse health outcomes because they are less likely to take the preventative measures to screen for illness. 

According to a report by the American Hospital Association, “Health insurance facilitates access to care and is associated with lower death rates, better health outcomes, and improved productivity.” 

Having insurance creates peace of mind knowing that if you ever were in a situation that required coverage, you had it. It also benefits more than yourself. Others on your plan are able to take advantage of utilizing its services as well. You may receive a tax break when you have health insurance come tax season. 

If you are looking for affordable healthcare, take a look at our options here at SBMA Benefits. We offer comprehensive coverage and a complete solution for employers who want to provide affordable benefits to their workers:

• Medical
• Ancillary
• Worksite
• Virtual Health 

Explore our different health insurance options in-depth here.