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© SBMA 2022 – all rights reserved
SBMA’s Minimum Essential Coverage (MEC) Benefits plan provides expecting mothers the resources to screen for potential risk factors that impact the mother and baby. Some conditions or complications that arise during pregnancy are not easily recognizable, and may require screening and testing for a diagnosis.
It’s important to routinely check on you and your baby’s health so if complications arise, your healthcare team is prepared to support your prenatal care. Learn more about what we cover and why it’s important for you and your baby’s health in the short and long term.
Anemia is a blood condition where the blood does not have sufficient healthy red blood cells in the body. Red blood cells carry oxygen to your organs and your baby. This means, reduced levels of red blood cells causes lower levels of oxygen going to your body’s organs and your baby. Symptoms can include fatigue, weakness, and dizziness.
During pregnancy, there are three types of anemia that can develop:
The most common type of anemia during pregnancy is iron-deficient anemia. In iron-deficiency anemia, the blood cells do not have enough iron in them to create sufficient amounts of the protein hemoglobin that carries oxygen itself on the red blood cell.
Therefore, the red blood cells cannot carry as much oxygen to the organs in the body, or the baby. Think of it like a train. The train with six carriages will transport double the amount of people in the same amount of time that a three carriage train can.
Folate-deficiency anemia occurs when there isn’t enough intake of the vitamin folate. Folate is a B vitamin found in food like broccoli and kale. It’s the basis for the body to make healthy red blood cells that can carry oxygen. Maintaining a consistent balanced diet replenishes folate levels in the body.
Vitamin B12 also helps the body create healthy red blood cells. Vitamin B12 deficiency limits the body’s ability to produce healthy red blood cells that circulate enough oxygen to you and your baby. Sources of B12 are found in meat, fish, and dairy products. Again, maintaining a well balanced diet helps protect you and your baby from potential birth complications.
When screened for anemia, the test usually includes a hemoglobin test that measures the amount of iron rich protein in the red blood cells, and hematocrit test that measures the percent of red blood cells in a blood sample.
Severe untreated anemia can lead to pregnancy complications and potentially preterm delivery. We cover anemia screening because we know the importance of catching and monitoring anemia during pregnancy for you and your baby’s safety.
After delivery, one of the first ways to assist women is through breastfeeding support and counseling. Both the American Academy of Pediatrics and the World Health Organization recommend women exclusively breastfeed infants for the first six months.
For women who choose to breastfeed their infant, our MEC plan provides breastfeeding comprehensive support and counseling from trained providers. The support includes access to breastfeeding supplies for pregnant and nursing women.
According to the CDC, “research has shown that breastfeeding is recognized as the best source of nutrition for most infants.”
Breastfeeding counseling encourages and supports mothers during the breastfeeding process. They help the mother:
We encourage the use of trained providers through our MEC benefits plan to support mother and child during the important feeding process.
Our MEC benefits plan covers gestational diabetes screening during the second trimester and for women at risk of developing gestational diabetes. During the 24-28 week period, the second trimester of pregnancy, the pregnant woman’s body is more resistant to insulin which makes glucose, sugar, levels rise. Women who are obese before pregnancy, or have a family history of diabetes, are at a higher risk of gestational diabetes, which makes it important for them to receive screening as well.
It’s important to screen for gestational diabetes so you can prevent any possible future complications. If diagnosed, you and your provider can develop a treatment plan for you and your baby and monitor your health.
Screening for gestational diabetes allows the mother and child to obtain the resources necessary to reduce complications in the future.
Hepatitis B is a liver infection caused by the hepatitis B virus (HBV). It can be chronic if the body is unable to clear the virus, and can lead to liver complications such as liver failure, liver cancer, and cirrhosis. Symptoms can include jaundice (yellowing of the eyes or skin), fatigue, fever, abdominal pain, and nausea.
Screening for HBV is important for a pregnant woman because the virus can be passed along to the child during pregnancy, labor, or nursing. Our MEC Benefits plan covers Hepatitis B screening for pregnant women at their first prenatal visit. To find if a pregnant woman has HBV, a blood test is taken and analyzed in a hepatitis B surface antigen (HB-sAg) test.
Preeclampsia is the development of high blood pressure during pregnancy. Women who are diagnosed with preeclampsia have normal blood pressure during the beginning of their pregnancy and develop high blood pressure or protein in the urine, typically during the third trimester of pregnancy.
This condition is dangerous to pregnant women and fetuses. Untreated preeclampsia can lead to eclampsia. Some side effects of this condition are:
If a mother develops preeclampsia, the fetus receives less blood flow and nutrients which can result in growth restrictions. A diagnosis of this condition around 37 weeks of pregnancy may prompt the doctor to induce labor.
Preeclampsia prevention, screening for pregnant women, and follow-up testing for women at higher risk are covered benefits with MEC.
Our blood is categorized by A,B, and O, and positive or negative. The positive and negative grouping is associated with the Rhesus (Rh) factor – the protein on a red blood cell. Positive blood types have the Rh factor and negative blood cells do not.
Complications with the Rh factor occur during pregnancy when the mother is Rh-negative and the fetus is Rh-positive. If this happens, the mother’s immune system may sense the fetus’s Rh-positive blood that crosses through the placenta. The immune response triggers a response to make antibodies against the fetus’s Rh-positive cells because it perceives them as foreign. If the antibodies cross back through the placenta, it could attack the fetus’s red blood cells.
We provide coverage for Rh incompatibility screening between mother and baby and follow-up testing for women at higher risk to help your care team create a treatment plan before complications arise. Typically, the first child is not affected by the Rh incompatibilities, but children afterward may be impacted by the mother’s developed immune response.
Syphilis is a sexually transmitted infection through unprotected sex or oral contact with someone who is infected. Untreated syphilis can impact a fetus. A baby can contract syphilis during pregnancy or during birth if they contact a sore. Complications that arise while having syphilis while pregnant are miscarriages, premature growth, decreased fetal growth, placental problems, and stillbirths.
According to the CDC, “approximately 40% of babies born to women with untreated syphilis can be stillborn or die from the infection as a newborn. Babies born with congenital syphilis can have bone damage, severe anemia, enlarged liver and spleen, jaundice, nerve problems causing blindness or deafness, meningitis, or skin rashes.”
Syphilis screening through our MEC benefits plan is covered for all pregnant women or other women at increased risk.
Tobacco usage has severe negative effects, especially while pregnant. Smoking tobacco while pregnant can cause:
We provide resources such as tobacco screening for pregnant mothers, and interventions for all women, and expanded counseling for pregnant tobacco users.
Looking for coverage for you and your baby? Our plans here at SBMA provide affordable healthcare for everyday people. We understand the importance of screening for potential complications and encourage our users to utilize the resources we provide. Explore our benefit packages here and schedule a meeting with our brokers today.
Mon – Fri: 7:00am—5:00pm (PST)
© SBMA 2022 – all rights reserved
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