Accident, term life, critical illness, and hospital indemnity insurance provide an avenue for you to meet your employees medical needs beyond benefits. Accident insurance helps employees pay for the medical and out-of-pocket costs that may incur after an accidental injury. Term life insurance is an affordable way to provide financial protection for your employee’s loved ones during working years.
Critical illness coverage adds a safety net for under-insured persons. Lastly, hospital indemnity insurance can offset high deductibles and out-of-pocket expenses so that a hospital stay does not become a financial crisis. Giving your employees the chance to cater their benefits to their needs is essential to their happiness.
How do virtual benefits bring value to your employees?
Lastly, virtual benefits provide a great way to ensure your employee’s needs are met. Right now virtual health benefits are essential to a well-rounded benefits program. With SBMA, your employees get 24/7 access to doctors at no cost to them! They are able to speak to a licensed physician when and where you need one by phone or on video.
Behavioral health is also essential to your employee’s benefit programs. Our virtual health plans offer behavioral health/therapy at a $50 copay. Your employees can speak to a therapist whenever they need one.* Lastly, our benieWALLET stores their health-related information in one easy place so they are easy to access anytime, anywhere.