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Benefits plans serve as a great way to provide value to employees beyond their salary. Because benefits are becoming increasingly important, it’s important that you give your employees the option to tailor their benefits to their needs. At SBMA, we believe in meeting your employee’s medical needs with additional benefit options. We offer our clients the option to choose various voluntary/worksite, ancillary, and virtual health benefit options.
How do ancillary benefits (vision and dental insurance) bring value to your employees?
Oral and eye health are essential to our overall well-being. There are quite a few serious conditions that can be detected with regular check-ups for eye exams and oral exams. More than 90% of common diseases have oral symptoms. Among these diseases that can be identified and managed due to regular oral exams are diabetes and heart disease.
The dental plans included in our benefit offerings include preventative care and basic procedures. The preventative care services include checkups, cleanings, and x-rays. They also include cavity fillings and other basic procedures.
Vision care plans can help make annual eye exams more affordable. With the greater use of screens and an increase in eye strain because of the usage, eye exams are essential to ensuring overall health and well-being. It can also help your employees save on eyewear, lens coating and enhancements, and corrective surgery.
How do worksite/voluntary benefits bring value to your employees?
Accident, term life, critical illness, and hospital indemnity insurance provide an avenue for you to meet your employees medical needs beyond benefits. Accident insurance helps employees pay for the medical and out-of-pocket costs that may incur after an accidental injury. Term life insurance is an affordable way to provide financial protection for your employee’s loved ones during working years.
Critical illness coverage adds a safety net for under-insured persons. Lastly, hospital indemnity insurance can offset high deductibles and out-of-pocket expenses so that a hospital stay does not become a financial crisis. Giving your employees the chance to cater their benefits to their needs is essential to their happiness.
How do virtual benefits bring value to your employees?
Lastly, virtual benefits provide a great way to ensure your employee’s needs are met. Right now virtual health benefits are essential to a well-rounded benefits program. With SBMA, your employees get 24/7 access to doctors at no cost to them! They are able to speak to a licensed physician when and where you need one by phone or on video.
Behavioral health is also essential to your employee’s benefit programs. Our virtual health plans offer behavioral health/therapy at a $50 copay. Your employees can speak to a therapist whenever they need one.* Lastly, our benieWALLET stores their health-related information in one easy place so they are easy to access anytime, anywhere.