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If 2020 has taught us anything, it’s to take extra care when it comes to our health and wellness. Voluntary benefits are essential to ensuring your clients’ employees remain covered in case of the worst. As we look forward to the 12 months, how can you plan for both your success and the success of your clients?
Communication is key!
Employee benefits are already confusing. Ensuring your clients have the proper education and information to utilize their benefits to their greatest potential is essential to the success of you and your clients. As brokers, you represent your client’s needs.
Brokers have a unique perspective and opportunity when it comes to helping clients understand their policies. Insurance brokers are able to bridge the gap between an insurance company and their clients. It’s time to take advantage of the perspective and give your clients the best possible experience possible.
Offer voluntary benefits with their ACA compliant plans
While affordable benefits include ten essential benefits necessary for employees, employees also need worksite and ancillary benefit plans to ensure they’re covered for in the event of the unexpected. At SBMA, service is our top priority. We work to make ACA compliant insurance easy for you and your clients while providing the top ancillary and worksite benefits.
Our ancillary benefits packages include vision and dental coverage. These benefits help attract and retain top talent. The worksite and voluntary benefits we include in our insurance coverage plans are designed to meet your client’s employee’s needs. These benefits include:
- Accident insurance:
- Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury.
- Term life insurance
- Term life insurance is an affordable way to provide financial protection for your loved ones during your working years.
- Critical illness
- Critical illness coverage adds a safety net for under-insured persons.
- Hospital Indemnity
- Hospital indemnity benefits can offset high deductibles and out-of-pocket expenses so that a hospital stay does not become a financial crisis.
Ensure your virtual benefits are effective and easy to access
An effective virtual benefits administration is essential to the success of your clients. With Coronavirus sweeping the world, telemedicine use has increased immensely. We can only expect it to continue increasing, as a convenient option for non-emergent appointments. It is essential that your client’s employees have the option to utilize these services.
At SBMA, we believe in making better care simple. Our telemedicine services through freshbenies offer 24/7 access to doctors at no cost to the employees. We also have behavioral health and therapy telemedicine offerings included in our telemedicine services.
Telemedicine isn’t the only aspect of virtual benefits that matter. Ensuring your virtual benefits administrator keeps your client’s healthcare needs in one place, in a streamlined, simple format is important.
You don’t want to complicate your client’s healthcare experience. This is exactly why we partner with freshbenies. They offer the best virtual benefits experience for our clients.
Keep an eye out for expanding affordable benefit programs.
While the future of the Affordable Care Act has been brought into question, for the foreseeable future, given the incoming administration’s position, it is here to stay. As affordable benefits change, so do your client’s needs. Ensure you are prepared for whatever changes come your way by providing your clients with coverage that remains compliant and keeps their employees protected.
SBMA helps to simplify the complexity of providing employee benefits for your clients. As a broker, you need a partner to provide the best coverage for your clients. We provide top-of-the-line personal service, implement and innovate a better and quicker approach to benefits coverage.
Our customer care team is located right here in sunny Southern California. Our commission structures are the best in the industry while still keeping the cost to the employer low.